You may want to read our Original Research where our journey all began.
We have included all of our original research into our
Debt Master I Special Report on Debt
which gives you tons of information on ways to whittle your debts down, plus you are given
a chance to download a free trial version of some very special debt
reduction software, which is our second choice in the debt reduction world.
The Easiest Money You’ll Ever Make…
Are the Debts You Eliminate!!!!
From the TOP SECRET ‘Debt Master’ Files:
Are you in debt? If so, then you are not alone. Consumer debt in the United States alone has surpassed Two Trillion Dollars, double what it was just 10 years ago. A natural consequence is that an all-time high of over 1.6 million personal and non-business bankruptcy cases were filed in the United States in 2003.
What can you do? Use the TOP SECRET code-named ‘Debt Master I’ software to create a plan to become debt free. We don’t produce the ‘Debt Master I’ software, but we can refer you to it and tell you the best way to use it in our opinion to optimize your savings.
Save money! You save thousands of dollars by following your debt plan.
Design plans for others. Produce an unlimited number of plans and reports for friends, family or clients. Yes, you can start your own Financial Planning home business and help your clients reduce their debts to nothing in just a few short years, saving them thousands upon thousands of dollars. Yes, you can make money!
To get started with ‘Debt Master I’ and start on your way to Debt Freedom,
Order our
Debt Master I Special Report on Debt
It includes:
1. Where to obtain FREE use of the ‘Debt Master I’ software program for 30 days. Its use beyond 30 days requires that you purchase a license. And…
2. Our report, published by Gene Robinson, an Industrial Management Engineer, entitled:
“How to Best Use the Debt Master I Program as a General Rule to Maximize Your Savings and Eliminate Your Debts in the Quickest and Best Way Possible”.
3. Extensive research on many excellent programs to help you eradicate your debts.
Generate your own plan to become debt free! Create a professional debt reduction plan applying the same techniques used by banks and credit counselors. And, do it in the comfort and privacy of your own home or office.
Get control of your money and finances instead of letting your debts control you. Have the peace of mind that comes from being in control of your finances. Eliminate debt and save yourself thousands.
Print out a monthly calendar that is automatically created for you, showing when each bill is due so that you won’t miss a single payment. Prioritize your bills.
Help family, friends and clients with their debt planning needs.
Determine which debts to pay off first.
Decide whether to pay debts quicker or cheaper.
Reorganize debts to be able to qualify for another loan like a mortgage.
Create a plan to become debt free by a certain date.
Print amortization reports without having to ask your lender for one. Play "what if" scenarios to see the effect of different interest rates, payment schedules, number of payments, extra payments, etc. View details about all of your debts in one place.
System requirements. 166 MHz Pentium or greater CPU Windows XP Pro, XP Home, 2000 Pro, 2000 Server, Me, 98 SE, 98, NT4 SP6, 95 OSR 2 4 MB free hard disk space 32 MB RAM minimum, 48 MB or more recommended
How Does It Work? There are three main methods supported for helping you rid yourself of debt. These are called the Debt Reduction Schedule, Loan Consolidation and Timed Debt Elimination. There are two important rules that must be followed to make your plan work for you. They are: 1. Stick to the plan 2. Do not acquire more debt! If you do not follow these rules your plan will become obsolete and a new plan would need to be created.
Debt Reduction Schedule
Take all your current debt information and project a possible solution for eliminating your debt.
The solutions generally show significant savings in interest (interest that does not go to creditors)
by following the schedule instead of merely making the same current payments.
Loan Consolidation
Take all your current debts and combine them into a single new loan.
Timed Debt Elimination
Take all your current debt information and project a possible solution for
eliminating your debts within a given time period.
Debt Plans
Work with up to 50 debts per debt plan at a time.
Save and retrieve multiple debt plans.
Play "what if" scenarios with your debts to see the effect of different options,
extra payments, etc.
Multiple options for loan consolidation allowing "what if" scenarios. Use minimum payments, current payments and/or accelerated payments. Minimum payments can be entered as a percentage of the debt balance. International currencies supported.
Debt Reduction Plan
Prioritize your debts by interest rate, balance, payment, term.
Enter variable extra payments to plan for tax refunds, bonuses, bi-weekly paychecks.
Take all your current debt information and project a possible solution
for eliminating your debt. The solutions generally show significant savings
in interest (interest that does not go to creditors) by following the schedule
instead of merely making the same current payments.
Each of your debts is given a priority. Each month, payments are made to each debt.
Once one debt is completely paid off, then the payment that was earmarked for the
paid off debt is then applied towards the next highest priority debt. This then
accelerates the payment on that debt. When that debt is paid off, then repeat the
process with the next highest priority debt.
Loan acceleration (early payoff of your loans) produces your interest savings.
Summary
As debts are paid off, the payments for those debts are applied to the highest
priority debts that have not been paid off. Several options are available which
can help accelerate and optimize your debt elimination schedule. These include
using minimum payments, applying extra payments and selecting a priority method.
Loan Consolidation Plan
Select the term of the new loan.
Specify the new payment for the new loan.
Use sum of all debts as the payment for the new loan.
Produce amortization schedule for the new loan.
Produce summary report illustrating the money and time saved by consolidating.
Produce Graphs of time & interest savings.
Loan Consolidation takes all your current debts and combines them into a single new loan.
The new consolidated loan is presumed to have a lower overall interest rate
than the combined existing debts. It is the lower interest rate that makes
loan consolidation so appealing--it results in lower overall payments and
less interest paid on the loan.
Credit cards typically have high interest rates associated with them while
Bank or Credit Union loans usually have much lower rates. It is therefore
relatively easy to take all your credit cards balances, add them up, get a
new loan from a bank, and payoff your credit cards. The bank loan will save
you money through interest savings.
‘Debt Master I’ allows you to create loan consolidation schedules and will
determine the amount of money you can save by doing so. Several options are
available to tailor the loan consolidation to your specific needs. These
options are made available through the loan consolidation method input field.
Depending on the method selected, you may have to enter a new monthly payment
or the number of months in the new loan.
Summary
You save money by paying less interest for the consolidated loan.
Timed Debt Elimination Plan
Specify when debts are to be paid off.
The Timed Debt Elimination is designed to take all your current debt information
and project a possible solution for eliminating your debt within a given time period.
Simply enter when you would like to have all your debts paid off. Any debt which
will not already be paid off by this time frame will be recalculated. A new monthly
payment will be determined which will pay off the debt in the specified time period.
Summary
This particular plan will increase your current debt payments, but will save you
money in interest payments as your loans will be paid off early.
Schedule Payments
Monthly debt payoff schedule
Monthly debt payment schedule
Daily debt payment schedule
Specify "days in advance" to pay bills on daily reports to ensure time to reach creditor
Budget
Household budgeting feature with monthly and variable payments
Optionally apply budget surplus to debt repayment plan
Reports
Create reports including elimination schedules, summaries and bar charts.
Generate reports for yourself, friends, family or clients.
Produce loan consolidation schedules, summary and graph reports.
Preview reports before printing.
Add headers and footnotes to reports.
Select fonts for various portions of the reports.
Analyze individual debts with graphical and statistical information.
Summary report illustrating the money and time saved by following the proposed plan.
Money savings (in interest) graph
Time savings graph
Calendar report showing days to make payments
Debt and Budget overview report
You won’t find a better Debt Reduction system for the money! It's cheap! It's less than $30.00.
Order our ‘Debt Master I' Evaluation package Today which is included in
the 'Debt Master I' Special Report!
You won’t find better Debt Reduction software and ELIMINATION Research Paper for the money! You'll be given instructions on how to Download a trial version of this popular and inexpensive ‘Debt Master I' software.
Order our
Debt Master I Special Report on Debt
Today!
It is Only $10.00.
Order today and the Report will be emailed to you within 24 hours.
Don't forget, You get $5.00 for each friend who signs up with Obopay, and sends money to at least one friend!
To your Sweet Success!
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Debt Master Report